Put Your Money Where Your iPhone Is: Apple Launches High-Interest Savings Account

Apple and Goldman Sachs have teamed up to launch a high-interest savings account for Apple Card users. Now you can deposit your cash-back rewards and extra funds into an account that offers a whopping 4.15% annual yield. It’s like finding money in your couch cushions, but way better.

This move expands Apple’s card business with Goldman Sachs, which began in 2019. Despite Goldman scrapping most of its consumer ambitions last year, the partnership remains strong. Goldman benefits from consumer deposits, which are cheaper than other funding sources. Apple and Goldman also benefit from data on consumer spending from the card.

Rapid Rundown

• 💰 Apple Card users can now deposit cash-back rewards and other funds in a high-interest savings account with Goldman Sachs.

• 🏦 The account offers a 4.15% annual percentage yield and both companies benefit from collected consumer spending data.

Fake Drake Takes the Cake: AI-Generated Song Becomes a Hit

A fake Drake song called “Heart on My Sleeve” became a hit over the weekend. The song features AI-created vocals from Drake and The Weeknd and was posted on TikTok by a masked producer who goes by “Ghostwriter.” The video blew up, raking in millions of views and the song has been used in hundreds of thousands of other videos. On Spotify, it has over a quarter of a million listens. Ghostwriter even put up a link to download the song and said “This is just the beginning.”

While some think it could be a marketing stunt by Drake, he was not too happy about another remix that used an AI generation of his voice. With both Drake and The Weeknd releasing music through Universal Music Group, which has been aggressive about combating the rise of AI databases using its music to train its systems, expect this song to get muted quickly. So, is a fake Drake about to make it on the charts? Only time will tell. But one thing’s for sure: this certified fake boy is causing quite a stir!

Rapid Rundown

• 🎵 AI-generated song “Heart on My Sleeve” featuring deepfaked Drake and The Weeknd vocals goes viral.

• 🤔 Song’s success raises questions about authenticity and the future of AI-generated music.

Spotify sets Gimlet podcasts free from their musical shackles

Spotify will distribute some Gimlet Media podcasts on other platforms. Previously exclusive to Spotify, this move should expand their audience and potential for advertising sales. Gimlet, known for podcasts like “Reply All” and “How to Save a Planet,” was bought by Spotify in 2019 for $230 million.

This news comes as Spotify is restructuring its podcasting and audiobooks strategy after a costly expansion in recent years, and several executives have already left the company. It seems like the only thing that's not leaving Spotify is its endless collection of catchy tunes!

Rapid Rundown

• 🎧 Spotify will distribute select Gimlet Media podcasts beyond their platform, expanding audience and ad sales potential.

• 💰 Spotify's podcasting and audiobooks strategy is being reorganized after expensive expansion and multiple executive departures.

Tools & Apps

Autogpt by SamurAI -- AutoGPT in the browser

Sealit -- Simple data security to get compliant & stay productive

Klamp -- Not just a Zapier alternative, get lot more than that

Habits Garden for Mobile -- Build habits you won't quit

Builder.io AI -- Generate web sections and mini-apps with AI

Stable Diffusion XL -- Richer images & aesthetics from shorter prompts

Articles & Resources

How This TikToker Landed Over 100 Brand Deals -- Content creator Toni Bravo's social media success story with over 100 brand deals.

Laura Schaffer on Career frameworks, A/B testing, onboarding tips, selling to engineers -- Amplitude's VP of Growth shares insights on product management and growth teams.

ChatGPT vs. Content Marketers: Who Came Out on Top? -- Comparison of ChatGPT AI against content marketers in creating effective content.

Knowledge DNA Isn’t What You Think It Is -- FAIR Data Forecast interview with Andrew Padilla on his career in healthcare information systems.

The Feynman Technique 2.0: How to Take Learning to the Next Level -- Exploring how to upgrade the Feynman Technique with teaching principles.